See what you can save, Freephone for a competitive insurance quote on 0800 055 6416

Public, Product & Employers' Liability Insurance

Our online combined Liability Insurance policy provides public liability insurance and product liability insurance in one easy package. In addition, you can choose to include Employers’ Liability insurance in your combined liability policy.   We offer easy access to all your liability insurance needs - keeping things simple and cost -effective for you.

Liability Insurance Benefits at a Glance

• Public and product liability insurance of up to £1 million (cover up to £5 million, and more, available for most trades)
• Can be extended to include Employers Liability Insurance of up to £10 million for most trades
• Includes Indemnity to Principals
• Includes all expenses incurred with the insurers' approval in defending claims against you
• Cover for temporary employees.  Insurance cover may be available to extend both the Public and Employers Liability Insurance cover to persons you engage on a temporary basis, subject to certain conditions. Please ask for details.
  

Significant exclusions

• Professional negligence
• Property in your custody or control
• Damage to the contract works
• Employers’ liability insurance excludes the use of powered woodworking machinery (other than lathes, fret saws, boring machines, sanding machines and portable power tools) unless an extra premium is paid to include them. Please ask for details if required.
• Work at certain premises considered to be high risk locations (ask us for details)
  

 See what you can save, Freephone for a competitive insurance quote. 

0800 055 6416

Please read the information and declaration below then ring for a competitive quote.

Terms and Conditions

• Heat work away conditions (where cover is included)
• Underground services conditions (where cover is included)
• All offshore work is excluded from the cover.
• Cover is only available for residents of companies based on the United Kingdom mainland.
  

Indicative Quotes

The premium advised is based on the information you have provided and assumes that you have checked that the terms and conditions of the policy make it suitable for your needs. The premium advised is indicative only and is valid for 30 days, the final premium will be confirmed to you once we have assessed your demands and needs and taken these into account in our recommendation about the cover and insurance product most likely to be suitable for you. Should you decide to proceed further we will provide you with full details of the cover, terms and conditions, price, and our terms of business before you make your decision to purchase. The advice we give will not take into account your current insurance provision.

Declaration

In completing the information on the indicative quote, you declare that the information you provide, which will be used as the basis of your quote and on which the underwriters will rely when fixing a rate and deciding whether to accept the risk, is true to the best your knowledge and belief and that no information has been withheld that might influence the underwriters assessment and acceptance of this insurance.