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Professional Indemnity Insurance

Professional indemnity insurance is concerned with providing you with cover to protect you against the risks involved in following your profession. If you are pursued by a third party, which claim that as a result of your professional negligence they have suffered a monetary loss your professional indemnity policy will cover you.

Professional Indemnity Insurance premiums have increased dramatically over the last few years, with many firms incurring large premium increases. Are you convinced you have the best deal available to you?

In the past Professional Indemnity Insurers have intimated that changing insurers is not prudent and have impressed on clients the importance of continuity and loyalty. An Innocent Non-disclosure clause will help provide you with protection when changing insurer, we will also provide help and advice to prepare you for the change.

In many cases underwriters may not provide you with professional indemnity insurance quotations until a few days before your insurance renewal.   Should the premium have increased significantly you will have little or no time to find comparative terms from other sources, so WHY WAIT?

Competitive Price

Equity Insurance Brokers has access to the full range of Professional Indemnity insurers, including insurers at Lloyd's. Our dedicated Professional Indemnity team will use their experience to obtain competitive terms for you.

Cover Explained

Insurers may offer quotations on a Negligent Act, Errors & Omissions, Breach of Professional Duty or Civil Liability basis. Do you appreciate the difference in cover available? 

Equity Insurance Brokers will explain the cover provided so that you can assess and compare the merits of the quotations that we obtain on your behalf.

Policy cover may include:

• Libel & Slander
• Dishonesty of Employees
• Loss of Documents
• Unintentional Breach of Confidence
• Infringement of Copyright &/or Intellectual Property Rights

Contact us for a quotation:

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Please read the terms and conditions carefully to see whether the cover is likely to be suitable for your needs.

Indicative Quotes

Our quotation will be based on the information you provide and assumes that you have checked that the terms and conditions of the policy make it suitable for your needs. The premium will be confirmed to you once we have assessed your demands and needs and taken these into account in our recommendation about the cover and product most likely to be suitable for you. Should you decide to proceed further we will provide you with full details of the cover, terms and conditions, price, and our terms of business before you make your decision to purchase. The advice we give will not take into account your current insurance provision.

Declaration

In completing this information on the quotation, you declare that the information you provide, which will be used as the basis of your quote and on which the underwriters will rely when fixing a rate and deciding whether to accept the risk, is true to the best your knowledge and belief and that no information has been withheld that might influence the underwriters assessment and acceptance of this insurance.