See what you can save, Freephone for a competitive insurance quote on 0800 055 6416

Shop Insurance

If your shop is your livelihood then you’ll want to make sure that you’re fully protected. Yet as you probably spend most of your time working there, you won't always have time to search for the right insurance cover.

Our shop insurance includes cover for your contents, including money, business interruption, employers' liability, public and products liability. We can also cover your buildings, 'all risks' cover for items away from the premises.

Our shop insurance package includes protection against most of the risks typically encountered by shopkeepers, leaving you to concentrate on running your business.

Shop Insurance Benefits at a Glance

• Our insurance policies normally include cover against specified perils or all risks in respect of your stock and all other contents
• Also included - glass, money, goods in transit, business interruption
• Public/product liability insurance of up to £1 million or more
• Employers liability of up to £10 million
• Optional extensions - buildings, refrigerated stock, loss of liquor licence, personal accident, hairdresser's treatment risk

Significant exclusions

• Theft not involving forcible and violent entry to or exit from the premises or by persons lawfully on the premises
• Loss or damage resulting from dishonesty by you or an employee
• Damage to tills unless they are left open whenever the premises are closed
• Money and goods in transit sections exclude losses from unattended vehicles
• Manual work away from the premises other than collection and delivery but can be included in some cases on application

You can submit a quotation enquiry using the quote form link below.

Shop Enquiry Form

Please read the terms and conditions carefully to see whether the cover is likely to be suitable for your needs.

Indicative Quotes

Our quotation will be based on the information you provide and assumes that you have checked that the terms and conditions of the policy make it suitable for your needs. The premium will be confirmed to you once we have assessed your demands and needs and taken these into account in our recommendation about the cover and product most likely to be suitable for you. Should you decide to proceed further we will provide you with full details of the cover, terms and conditions, price, and our terms of business before you make your decision to purchase. The advice we give will not take into account your current insurance provision.

Declaration

In completing this information on the quotation, you declare that the information you provide, which will be used as the basis of your quote and on which the underwriters will rely when fixing a rate and deciding whether to accept the risk, is true to the best your knowledge and belief and that no information has been withheld that might influence the underwriters assessment and acceptance of this insurance.